Northern Lights Advisors, Inc. logo

Northern Lights Advisors, Inc.

Updated today

Client assets under management

$258,852,672

Clients

123

41% high-net worth

Advisors

3

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

41

Typical

Average account size

$2,104,493

About

Northern Lights Advisors provides discretionary portfolio management, financial planning, and pension consulting to both individual investors and institutional clients, including retirement plans. The firm offers traditional adviser-managed accounts alongside a web-based automated portfolio management program that relies on client-supplied questionnaire inputs.

Its approach mixes adviser-led discretionary management with proprietary model portfolios and automated rebalancing; clients in the web-based program grant the firm discretionary authority for automatic implementation based on the selected model. Northern Lights augments its investment process with third‑party technology and analytics, including Orion’s ASTRO tax-optimization tool and HiddenLevers stress‑testing, and executes through custodial platforms such as Schwab, Betterment for Advisors, and Interactive Brokers.

Distinctive features relative to many peers include the explicit use of direct indexing strategies, assistance with securities-backed lines of credit, and the firm’s stated reliance on AI tools for analysis and meeting transcription (with an opt‑out option for clients). It also emphasizes pension consulting and participant education alongside its retail advisory work, and maintains account minimums and institutional fee arrangements that influence its client roster and service model.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Active portfolio management Tax-loss harvesting

Fee options

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.50% $10,000,001 - $30,000,000: 0.30%

Project-based

Hourly fees available for certain legacy clients; based on actual hours worked, due upon completion

Subscriptions

Financial planning retainer services starting at $10,000 per year

Other

Account minimum: $750,000 (for individual advisory accounts, waivable at discretion) Minimum fee: $200,000 minimum annual fee for institutional advisory accounts (negotiable) Fee-only: Financial planning retainer services minimum $10,000 per year, billed monthly or quarterly in advance; hourly fees negotiable and based on actual hours worked

Main office location

Northern Lights Advisors, Inc.

1448 Nw Market St, Suite 500

Seattle WA 98107, United States

Number of offices

1

Most active in

California · Texas · Virginia · Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kristina D

Series 63, Series 65

Seattle, WA

Northern Lights Advisors, Inc.

Kristina Draper is a financial advisor at Northern Lights Advisors, Inc. in Seattle, WA, holding Series 63 and Series 65 licenses with six years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Voya Financial Advisors, Inc., and Morrison Hershfield Corporation. Northern Lights Advisors serves individual clients, including high-net-worth households, and institutional clients such as employee benefit plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, employing fundamental analysis and proprietary model portfolios, with a multi-custodian approach and automated advisory services.

Active portfolio management Tax-loss harvesting
user avatar

Brian W

CFP®, Series 63, Series 65

Seattle, WA

Northern Lights Advisors, Inc.

Brian Whitaker is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Northern Lights Advisors, Inc. in Seattle, WA. He previously worked for LNW Wealth Management, LLC for nearly two decades before joining Northern Lights Advisors. Northern Lights Advisors serves individual clients, including high-net-worth households, as well as institutional clients such as employee benefit plans. The firm offers discretionary portfolio management, financial planning, and pension consulting, employing proprietary model portfolios and a multi-custodian approach to customize strategies according to client objectives.

Active portfolio management Tax-loss harvesting
user avatar

Martin L

CFP®, CFA®

Seattle, WA

Northern Lights Advisors, Inc.

Martin Lundgren is a CFP® and CFA® with 13 years of experience in the financial industry. He has worked at Northern Lights Advisors, Inc. since 2013. Northern Lights Advisors serves individual clients, including high-net-worth households, and institutional clients such as employee benefit plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, using proprietary models and a multi-custodian approach to customize investment strategies.

Active portfolio management Tax-loss harvesting
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