Northeast Planning Associates, Inc.

Northeast Planning Associates provides financial planning, investment advisory and retirement plan advisory services to individuals, high-net-worth individuals, trusts, estates and retirement plans, delivering modular, consultative planning engagements and access to investment management when engaged. The firm manages approximately $327.7 million in client assets and also offers a subscription-based wealth management software option for clients.

NPA acts as a fiduciary and typically begins engagements with an information-gathering meeting to deliver written plans or ongoing retainer relationships tailored to a client’s goals; planning work is offered on fixed-fee, hourly, or annual-retainer bases and one-time plans are generally completed within six months. For retirement plans the firm provides ERISA 3(21) advisory services and participant education, and when providing investment management relies on institutional custodian relationships and standard portfolio construction and risk-review processes.

Distinctive features disclosed in the brochure include the firm’s focus away from corporate/business and charitable organization clients—concentrating instead on individual and plan-sponsor work—and its continued ties to broker‑dealer and insurance channels: many supervised persons are dually registered with LPL Financial or hold insurance licenses, and NPA discloses receipt of platform support and transition assistance from LPL, TIAA‑CREF and Fidelity and the related conflicts that arise and are managed under its policies.