Northeast Equity Research Inc.

The firm provides fee-based asset management primarily to individual investors — including those saving for retirement, college, and small-business SEP plans — and also works with high-net-worth individuals and charities. Services focus on portfolio management and incorporation of retirement-plan assets into overall financial planning, including coordination with a third‑party 401(k) connectivity platform to review and adjust plan holdings as part of client meetings.

Its investment approach blends Modern Portfolio Theory with equity valuation based on free cash flow models and the tactical use of covered calls, supported by fundamental, technical, and cyclical analysis. Portfolios are constructed from individual equities, bonds, ETFs and occasional options, documented in an Investment Policy Statement and reviewed with clients at least quarterly.

Several operational features distinguish the firm from many peers: all assets are managed on a non‑discretionary basis, requiring client approval for trades, which is less common among independent advisers; the adviser also acts as an insurance producer and earns commissions on insurance sales, creating a mix of AUM-based and commission compensation that is statistically uncommon for the category. The firm additionally uses a 401(k) intermediary that required an opt‑in privacy disclosure, maintains sector expertise in semiconductors/electronics, and provides clients with a personalized binder of planning documents.