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No-Load Asset Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$66,766,132
Total clients
92
21% high-net worth
Total advisors
1
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
92
Average account size
$725,719
About
No-Load Asset Management provides personalized, fee‑only financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses, managing approximately $66,766,132 across about 219 accounts. Advisory services include determination of financial objectives, cash‑flow and tax planning, insurance review, education and retirement planning, and ongoing investment management.
The firm uses a proprietary Passive Momentum Asset Allocation (PMAA) process that applies prior‑year momentum to determine allocations among passively managed index funds and ETFs within a globally diversified, strategic asset allocation framework. Portfolios are implemented primarily with no‑load mutual funds and ETFs through discount brokers, managed on a discretionary basis, and clients receive quarterly written allocation summaries and investment policy statements.
Noteworthy features include the explicit use of a momentum‑based proprietary allocation system and an owner‑operated structure overseeing roughly $66.8 million in AUM; the adviser accepts limited power‑of‑attorney discretionary trading but does not vote client proxies unless assistance is requested. The firm also documents custodial fee invoicing procedures, maintains a business continuation agreement with another advisory firm, and uses multi‑factor authentication and other information‑security measures for client account access.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Wealth management
Passive / index investing
Fee options
$0 - $1,000,000: 0.75% $1,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25%
$150 per hour for limited scope financial planning engagements
Account minimum: $50,000 Fee-only: Strictly fee-only investment management; no commissions or finder’s fees accepted.
Main office location
No-Load Asset Management
Carmel CA, United States
Number of offices
1
Most active in
No-Load Asset Management has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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