Nisonoff & Quadrel Investment Management LLC

Nisonoff & Quadrel Investment Management provides investment management and financial planning to individuals, high‑net‑worth clients, families, corporations, small businesses and business owners. Clients may engage the firm for discretionary portfolio management or for one‑time or subscription financial planning; like many independent advisers it generally charges fees based on assets under management and recommends Altruist as a custodian, while also assisting business clients with 401(k) arrangements through Betterment or Paychex.

The firm develops a written Investment Policy Statement for each client, invests primarily in no‑load stocks, bonds, ETFs and mutual funds, and monitors portfolios with periodic rebalancing and reviews (annual for investment clients, quarterly for ongoing planning clients). It uses commercially available research and client‑provided information to set asset allocation and does not maintain custody of client assets; cash balances are typically held in money market mutual funds.

Distinctive features include affiliated sister companies that provide accounting/tax services and life insurance/annuity placement, and a firm principal who acts as an enrolled agent and a licensed life insurance agent; the brochure discloses that the insurance affiliate may receive commissions while the adviser states it will maintain fiduciary responsibilities. The firm’s subscription planning option also includes discretionary investment management for up to $100,000 at no additional cost, and the adviser operates on both discretionary and non‑discretionary bases.