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Nikulski Financial, Inc.

Updated today

Client assets under management

$442,008,200

Clients

468

25% high-net worth

Advisors

6

of 10 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

78

High

Average account size

$944,462

About

Nikulski Financial serves individuals and high-net-worth clients as well as employer-sponsored retirement plans, offering discretionary asset management, financial planning and retirement plan consulting including 401(k) management. The firm manages approximately $449 million in discretionary assets and operates with a six-advisor team that provides ongoing portfolio supervision and periodic client reporting.

The firm structures individualized portfolios within three risk bands determined by a risk-tolerance questionnaire and emphasizes direct investments in individual stocks, bonds and ETFs rather than broad mutual fund allocations. Its investment process also uses quantitative trading systems, charting and cyclical analysis to inform trade timing, and it may incorporate closed-end funds, semi-liquid alternative investments or private investments that involve capital calls when appropriate.

Compared with many peers, Nikulski Financial’s willingness to employ semi-liquid alternatives and private drawdown structures and to integrate quantitative trading techniques is atypical for a team of its size. The firm also provides ERISA-aware retirement plan consulting and educational events, and discloses multiple past arbitration matters related to private investments (including an arbitration award and settlements), which prospective clients may wish to review in the disciplinary disclosures.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning

Occupation focus

Founder/Business Owner

Fee options

Fixed

Flat/fixed fees range from $500 to $10,000 for financial planning and consulting services

Percentage

$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.25% $2,000,001 - $5,000,000: 1.00% $5,000,001 - $7,500,000: 0.80% $7,500,001 - $10,000,000: 0.70% $10,000,001 - $15,000,000: 0.65% $15,000,001 - $20,000,000: 0.60% $20,000,001+: 0.50%

Project-based

$150 to $350 per hour

Other

Fee-only: Hourly fees range from $150 to $350 per hour; flat/fixed fees range from $500 to $10,000 for financial planning and consulting services

Main office location

Nikulski Financial, Inc.

4275 Ontario Drive

Bettendorf IA 52722, United States

Number of offices

1

Most active in

Florida · Illinois · Iowa · Nebraska · Tennessee · Texas · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Brian N

CFP®, Series 63, Series 65

Bettendorf, IA

Nikulski Financial, Inc.

Brian Nikulski is a CFP® with 30 years of industry experience and has been with Nikulski Financial, Inc. since 2007. He holds Series 63 and Series 65 licenses and is based in Bettendorf, IA. Outside of his advisory role, he serves on the board of Scott County Catholic Schools, where he participates in the finance committee and leads the investment sub-committee. Nikulski Financial serves individuals, including high-net-worth clients, as well as corporations, trusts, and retirement plans, offering discretionary asset management, financial planning, and retirement plan consulting. The firm employs an active, supervised portfolio management approach using individual securities and specialized funds, supported by quantitative trading systems and periodic rebalancing.

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning Founder/Business Owner
user avatar

Mario J

Series 65

Bettendorf, IA

Nikulski Financial, Inc.

Mario Jorge is a financial advisor at Nikulski Financial, Inc. in Bettendorf, IA, holding a Series 65 designation with one year of industry experience. His prior work includes roles at several credit unions and banks, such as DuTrac Community Credit Union and Quad Cities Bank & Trust. Nikulski Financial serves individuals, corporations, trusts, and retirement plans by providing discretionary asset management, financial planning, and retirement plan consulting. The firm focuses on active portfolio management using individual securities and specialized funds, incorporating quantitative trading systems and periodic rebalancing to align with client risk profiles.

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning Founder/Business Owner
user avatar

Ethan G

CFP®, CFA®, Series 65

Bettendorf, IA

Nikulski Financial, Inc.

Ethan Good is a CFP® and CFA® with one year of industry experience, currently serving as a financial advisor at Nikulski Financial, Inc. Prior to joining Nikulski Financial, he held positions at Principal Financial Group and the University of Iowa. Outside of finance, Mr. Good works as a freelance musician, performing with various bands, solo, and in church services. Nikulski Financial serves individuals, corporations, trusts, and retirement plans by providing discretionary asset management, financial planning, and consulting. The firm emphasizes active portfolio management across multiple risk levels, using individual securities and specialized funds rather than mutual funds.

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning Founder/Business Owner
user avatar

Amber N

Series 65

Bettendorf, IA

Nikulski Financial, Inc.

Amber Netherton is a financial advisor with Nikulski Financial, Inc., holding a Series 65 designation and eight years of industry experience. She has been with Nikulski Financial since 2015. Nikulski Financial serves individuals, including high-net-worth clients, as well as corporations, trusts, and retirement plans, providing discretionary asset management, financial planning, 401(k) management, and retirement plan consulting. The firm emphasizes active, supervised portfolio management using individual stocks, bonds, ETFs, and specialized funds, incorporating quantitative trading systems and periodic rebalancing to align portfolios with client risk profiles.

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning Founder/Business Owner
user avatar

Ryan B

Series 65

Bettendorf, IA

Nikulski Financial, Inc.

Ryan Bintz is a financial advisor at Nikulski Financial, Inc. with one year of industry experience. He holds a Series 65 designation and has a background that includes legal positions at Mainstay Law and Schiff Hardin LLP, as well as service in the U.S. Marine Corps Reserve. Nikulski Financial serves individuals, including high-net-worth clients, corporations, trusts, and retirement plans by providing discretionary asset management, financial planning, and retirement plan consulting. The firm uses an active, supervised portfolio management approach across multiple risk levels, focusing on individual securities, ETFs, and specialized funds rather than mutual funds.

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning Founder/Business Owner
user avatar

Andrew S

CFP®, Series 65

Bettendorf, IA

Nikulski Financial, Inc.

Andrew Swanson is a CFP® and holds a Series 65 license, with 10 years of industry experience. He has been with Nikulski Financial, Inc. since 2014. Nikulski Financial serves individuals, including high-net-worth clients, as well as corporations, trusts, and retirement plans. The firm offers discretionary asset management, financial planning, and retirement plan consulting, employing an active, supervised portfolio management approach that emphasizes individual securities and specialized funds over mutual funds.

Private / alternative investments Tax-loss harvesting Retirement income strategy Business succession planning Founder/Business Owner
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