Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$33,312,429
Clients
128
17% high-net worth
Advisors
2
of 2 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Clients per advisor
64
HighAverage account size
$260,253
Next Gen Financial Planning, LLC provides financial planning and discretionary investment management to individual and high‑net‑worth clients and also offers educational seminars and consulting to businesses and organizations. The fee‑only firm reports approximately $33.3 million in discretionary assets under management, with two advisors serving a modest client base.
The firm follows a passive, evidence‑based investment approach grounded in Modern Portfolio Theory, favoring broad diversification through low‑cost index mutual funds and exchange‑traded funds with periodic rebalancing; it may also utilize third‑party managers or model marketplaces when appropriate. NGFP delivers written or electronic financial plans and commonly bundles ongoing financial planning with discretionary management under a fixed retainer rather than tying planning fees directly to portfolio size.
NGFP regularly provides educational seminars “on an ‘as announced’ basis,” including the option to offer pro bono or employer‑sponsored sessions, and it issues annual client communications by supplying either its full Disclosure Brochure or a Summary of Material Changes. The firm also has a related tax‑preparation business that can provide tax services to clients (with disclosed discounts and client authorization for information sharing), a relationship the brochure identifies and discloses as a potential conflict of interest.
Project financial planning services with negotiable flat rates due at engagement start, initial onboarding fee $0 to $5,000
$0 - $2,000,000: 0.5% $2,000,001 - $4,000,000: 0.4% $4,000,001+: 0.3%
$300 per hour for additional financial planning services beyond project scope
Minimum fee: $1,500 to $15,000 annually, negotiable, fixed fee for ongoing financial planning and investment management services Fee-only: Fee-only financial planning and investment advisory services; no commissions accepted.
Next Gen Financial Planning
1455 Frazee Rd, Suite 543
San Diego CA 92108, United States
Number of offices
1
California
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 65
San Diego, CA
Next Gen Financial Planning
Josue Luque De Julio is a CFP® and holds a Series 65 license, currently practicing at Next Gen Financial Planning with three years of industry experience. Prior to joining Next Gen Financial Planning in 2020, he worked at Mexpressions from 2011 to 2019. Next Gen Financial Planning is an independent firm based in San Diego, CA.
CFP®
San Diego, CA
Next Gen Financial Planning
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