New Wave Financial Services

New Wave Financial Services is a small, independent advisory firm that serves individuals, high‑net‑worth individuals and small businesses with financial planning, portfolio management (offered only as part of its ongoing advising), ongoing tax planning, and individual income tax preparation. The firm offers standalone financial planning engagements as well as a bundled ongoing advising service that combines investment management and tax/accounting services.

The firm’s investment approach blends fundamental and technical analysis and generally follows Core + Satellite and Modern Portfolio Theory principles, using mutual funds and ETFs and emphasizing tax‑efficient asset location and low‑turnover vehicles. When appropriate it employs model portfolios from a third‑party model marketplace and may engage sub‑advisors, with periodic reviews and discretionary rebalancing as part of ongoing management.

What is noteworthy relative to peers is that the firm publicly advertises third‑party ratings and maintains an affiliated accounting practice; the principal holds CPA and CFP® credentials and may devote a portion of time to accounting engagements, enabling integrated bookkeeping and tax return preparation alongside advisory services. The firm recently transitioned to SEC registration and manages over $120 million for a client base under 100, operating as a solo adviser, features that can shape how clients receive coordinated tax and investment advice compared with other independent firms.