New Spring Financial Planning, LLC

The firm provides comprehensive financial planning, consulting, and customized investment management for individuals, trusts, estates, pension and profit‑sharing plans, and business clients. Services include written and hourly financial plans, implementation support, and ongoing portfolio advice for securities and certain insurance products; the firm does not act as custodian and relies on independent third‑party custodians for client assets.

The firm’s investment approach is long‑term and disciplined, using fundamental and valuation analysis to identify securities that appear to trade below estimated intrinsic value and seeking to manage portfolios with attention to risk and tax consequences. Notably, the firm generally recommends non‑discretionary arrangements and, as of December 31, 2025, all reported assets under management ($56,477,307.51) are managed on a non‑discretionary basis, so clients retain trade approval authority — a practice that is uncommon among independent advisory peers.

Distinctive features disclosed in the brochure include that the firm’s owner and principal holds professional securities and insurance credentials and is licensed to sell insurance products, a relationship that can result in commissions and is disclosed as a potential conflict of interest. The firm also documents quarterly or triggered portfolio reviews performed by its principal and describes a custodial relationship (Charles Schwab) that supplies operational and research support, making the combination of substantial non‑discretionary AUM plus insurance sales activity a notable aspect of its operating model.