New Millennium Group

New Millennium Group, LLC serves a mix of individual clients (including high-net-worth individuals), employer-sponsored retirement plans, charitable organizations, estates and trusts, managing roughly $257 million across 881 client relationships with a team of 13 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement-plan advisory and consulting, sub-advisory arrangements, and coordinates estate document preparation through a third‑party provider.

The firm describes a dynamic, three‑level investment process that first sets broad allocations among stocks, bonds and cash, then looks for security‑level opportunities within those classes and applies client risk constraints; portfolios typically include equities, ETFs and debt securities and may incorporate third‑party managers and structured products where suitable. New Millennium uses tools such as Riskalyze to quantify client risk tolerance and customizes strategies accordingly, and it relies on outside providers (including AE Wealth Management for administrative and reporting support) to implement and monitor accounts.

Distinctive features include an affiliated licensed insurance agency (New Millennium Insurance Group, Inc.) and associated investment adviser representatives who are also licensed to sell life, long‑term care and fixed annuity products and receive commissions for those sales; the firm discloses this conflict of interest and describes mitigation measures and client choice. The firm also offers coordinated estate‑document services via Wealth.com for a separate flat fee (collected by the firm and paid in part to the provider) and discloses its practice of purchasing structured notes on a discretionary basis while relying on custodian pricing and reporting for valuation.