New Horizons Wealth Management

Victoria Sullivan is a financial advisor at New Horizons Wealth Management with 13 years of industry experience. She holds a Series 65 designation and has worked at firms including Dempsey Lord Smith, Premium 72 Capital, and Cabot Lodge Securities. New Horizons Wealth Management provides portfolio management and comprehensive financial planning to individuals, families, and businesses. The firm employs a Modern Portfolio Theory-based approach that combines active and passive fund selections with buffered ETF strategies and discretionary asset allocation.

Tara Recupido is a financial advisor at New Horizons Wealth Management with 22 years of industry experience. She holds a Series 66 designation and has been with New Horizons Wealth Management since 2003. Outside of her advisory role, she teaches Zumba classes in Denville, NJ. New Horizons Wealth Management provides portfolio management and comprehensive financial planning to a diverse client base, including middle-class individuals, high-net-worth families, and businesses. The firm employs an investment approach based on Modern Portfolio Theory, combining active and passive mutual funds and ETFs, and offers strategies with defined downside protection through buffered ETFs.

Jamie Cox is a financial advisor at New Horizons Wealth Management with a Series 65 credential and experience in the industry since 2021. Prior to joining New Horizons, Jamie worked at Begnaud Wealth Management Group of Janney Montgomery Scott and Tfs Securities Inc. Jamie also has a background in education, having worked at The College of New Jersey. New Horizons Wealth Management provides portfolio management and comprehensive financial planning to individuals, families, and businesses. The firm uses a combination of active and passive investment strategies grounded in Modern Portfolio Theory and offers discretionary asset allocation alongside buffered ETF strategies with downside protection.

Robert Giarraffa is a financial advisor with New Horizons Wealth Management in Cedar Knolls, NJ, holding Series 63 and Series 66 licenses and possessing 46 years of industry experience. He has been associated with New Horizons Wealth Management since 1982 and TFS Securities, Inc. since 1987. Outside of his advisory work, Giarraffa is the author of an autobiography. New Horizons Wealth Management serves middle-class individuals and families, high-net-worth and multi-generational clients, as well as corporations and businesses, providing portfolio management and comprehensive financial planning. The firm’s investment approach integrates Modern Portfolio Theory with both active and passive mutual fund and ETF selections, including buffered ETF strategies, and manages discretionary asset allocation across client accounts.

Joseph Okaly is a CFP® and holds a Series 66 license with 17 years of experience in the financial advisory industry. He has been affiliated with New Horizons Wealth Management since 2008 and currently works at NHWM LLC, a firm he owns. Outside of his advisory work, he hosts a family finance podcast aimed at individuals and families with limited education and professional resources, and he is the author of financial education materials targeted at middle-class families. New Horizons Wealth Management provides portfolio management and comprehensive financial planning to middle-class individuals and families, high-net-worth and multi-generational clients, and businesses. The firm’s investment approach combines Modern Portfolio Theory with active and passive mutual funds and ETFs, including buffered ETF strategies, and operates wrap fee programs with discretionary asset allocation.

Pasquale Recupido is a CFP® professional with six years of industry experience, currently serving at New Horizons Wealth Management. His prior experience includes roles at Bank of America and Merrill. He is also active as an insurance producer with TFS Insurance Agency. New Horizons Wealth Management provides portfolio management and comprehensive financial planning to a diverse client base, including middle-class individuals, high-net-worth families, and businesses. The firm’s investment approach integrates Modern Portfolio Theory with a combination of active and passive strategies, including buffered ETFs and discretionary asset allocation.