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New Horizon Retirement Advisors

Updated today

Client assets under management

$10,266,000

Clients

50

0% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

25

Low

Average account size

$205,320

About

New Horizon Retirement Advisors provides ongoing portfolio management and retirement-focused advisory services to individual and high-net-worth clients. It prepares individualized Investment Policy Statements and offers both discretionary and non-discretionary management across roughly 50 client relationships representing about $10.3 million in assets.

The firm combines fundamental analysis, modern portfolio theory and technical analysis to construct long-term portfolios that typically include mutual funds, equities, fixed income, ETFs (including precious-metal ETFs) and insurance products such as annuities. It documents clients’ risk tolerances and time horizons in IPSs, delivers monthly custodian reporting, and states fiduciary obligations when advising retirement accounts.

A distinctive feature is the principal’s concurrent role as a licensed insurance agent and an affiliation with an insurance company, enabling the firm to recommend and facilitate annuities and other insurance offerings while disclosing the resulting potential commission conflicts. The firm also requires use of a single institutional custodian, does not aggregate block trades across clients, and conducts periodic due diligence on service providers that use artificial intelligence, practices that set it apart from many peers.

Client services

Portfolio management

Expertise

Annuities Wealth management

Fee options

Percentage

$0 - $2,000,000: 1.50% $2,000,001+: 1.00%

Commissions

Commissions received for insurance product sales by supervised persons, but not primary source of compensation.

Main office location

New Horizon Retirement Advisors

7 West Square Lake Road

Bloomfield Hills MI 48302, United States

Number of offices

1

Most active in

Florida · Michigan · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Edward P

Series 65

Bloomfield Hills, MI

New Horizon Retirement Advisors

Edward Petersmarck is a financial advisor at Bridgeriver Advisors LLC with four years of industry experience. He holds a Series 65 designation and has worked at New Horizon Retirement Advisors, Bridgeriver Advisors LLC, Cetera Investment Advisers LLC, Cetera Advisor Networks, and M&O Marketing. Bridgeriver Advisors serves individual clients, including both high-net-worth and non-high-net-worth individuals, as well as select business entities. The firm provides personalized portfolio management and financial planning with a focus on non-discretionary management, using asset-allocation analysis and client-specific factors to construct customized portfolios.

Annuities Wealth management
user avatar

Krisstin P

Series 65

Bloomfield Hills, MI

New Horizon Retirement Advisors

Krisstin Petersmarck is a financial advisor at New Horizon Retirement Advisors with three years of industry experience. She holds a Series 65 designation and has worked at KMP Financial LLC, Bridgeriver Advisors, and Roots Wealth Partners. In addition to her advisory role, she is an independent licensed insurance agent and founder of New Horizon Retirement Solutions, Inc. New Horizon Retirement Advisors provides retirement-focused portfolio management and advisory services to individual and high-net-worth clients. The firm uses a combination of fundamental analysis, modern portfolio theory, and technical analysis to build long-term portfolios, offering both discretionary and non-discretionary management while maintaining fiduciary standards.

Annuities Wealth management
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