New Century Investment Management, L.L.C.

The firm provides pension consulting to plan sponsors, trustees, businesses and charitable organizations, offering services such as investment policy guidance, mutual fund selection, periodic monitoring, performance reporting, and participant education. It does not manage client assets and does not offer portfolio management for individual retail clients, including non‑high‑net‑worth individuals.

In forming recommendations the firm relies on both fundamental and technical analysis, industry research and financial press, and conducts annual reviews plus regular performance reports (quarter, year, three‑year, five‑year) and participant group meetings. Consulting engagements are typically billed hourly (up to $400) or via fixed fees ($2,000–$20,000) rather than percentage‑of‑AUM or performance‑based arrangements, although some legacy retirement plans may pay industry‑standard plan fees (up to 0.25%).

Notable distinctions include the owner’s affiliations outside the RIA — as a registered representative of a broker‑dealer and a licensed insurance agent — which the brochure discloses as potential sources of commission conflicts and describes mitigation through fiduciary duties and client disclosure. It is atypical for a solo independent adviser to focus primarily on pension plan consulting while foregoing individual portfolio management and standard AUM fee models, a specialization that may matter to plan sponsors weighing potential conflicts and service scope.