Networth Financial Services, LLC

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Client assets under management

$128,126,491

Clients

107

39% high-net worth

Advisors

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,197,444

About

NetWorth Financial Services is a wealth management firm that provides comprehensive financial planning, consulting, and portfolio management to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charitable organizations, and other entities. The firm offers both discretionary and non‑discretionary investment management alongside standalone and modular financial planning and consultation services.

The firm’s investment approach emphasizes fundamental analysis, strategic asset allocation, and diversification, typically using value equities, exchange‑traded funds, mutual funds, and fixed‑income securities for long‑term growth and income. Accounts are reviewed at least annually (with more frequent reviews triggered by life or market events), financial planning is generally integrated with portfolio management, and the firm discloses use of AI‑based tools in its processes along with the associated operational and cybersecurity risks.

Notably, a firm principal owns and operates an accounting/tax preparation business and the firm provides tax preparation services to clients, an affiliation that is disclosed as a potential conflict of interest and is uncommon among peers. The firm’s investment advisor representatives are also licensed insurance agents who may earn commissions (including on fixed annuities) and may devote a substantial portion of their workweek to insurance sales; these dual roles and the related conflicts are disclosed and managed in the firm’s policies.

Client services

Financial planning Portfolio management

Expertise

Wealth management General retirement planning

Fee options

Percentage

$0 - $249,999: 1.50% $250,000 - $499,999: 1.40% $500,000 - $749,999: 1.25% $750,000 - $999,999: 1.10% $1,000,000 - $1,999,999: 0.95% $2,000,000 - $2,999,999: 0.85% $3,000,000 - $3,999,999: 0.75% $4,000,000 - $4,999,999: 0.70% $5,000,000 - $5,999,999: 0.65% $6,000,000 - $6,999,999: 0.60% $7,000,000+: Negotiable

Other

Account minimum: $100,000 Fee-only: Financial planning standalone fees range from $2,500 to $15,000 depending on time and complexity; quarterly planning fees also available.

Main office location

Networth Financial Services, LLC

11255 Parsons Road, Suite 200

Johns Creek GA 30097, United States

Number of offices

Most active in

Georgia · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Facebook Website 678-319-0111

Advisors at this firm

Robert O

CFP®, Series 63, Series 65

Johns Creek, GA

Networth Financial Services, LLC

Robert Ostapower is a CFP® professional with 23 years of experience in financial advising. He currently works at NetWorth Financial Services, LLC, where he has been since 2016, and has been associated with LPL Financial LLC since 2012. Outside of his advisory work, he is involved in tax preparation and accounting services through related business activities. NetWorth Financial Services is a wealth management firm serving individuals, including high-net-worth clients, as well as retirement plans, foundations, and trusts. The firm integrates financial planning with investment portfolio management, emphasizing fundamental analysis, strategic asset allocation, and diversification to pursue long-term growth and income.

Wealth management General retirement planning

Reagan C

Series 63, Series 65

Johns Creek, GA

Networth Financial Services, LLC

Reagan Curl is a financial advisor with NetWorth Financial Services, LLC in Johns Creek, GA, holding Series 63 and Series 65 licenses and with 25 years of industry experience. His prior roles include positions at Berkeley Advisors, Inc., IFG Advisory, LLC, LPL Financial, LLC, and Johns Creek Wealth Management. He is also involved in a related accounting and tax preparation business affiliated with his firm. NetWorth Financial Services is a wealth management firm serving individuals—including high-net-worth clients—as well as retirement plans, foundations, and trusts. The firm offers tailored financial planning and both discretionary and non-discretionary investment management, emphasizing fundamental analysis, strategic asset allocation, and diversification.

Wealth management General retirement planning

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