Nestlerode & Loy, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$199,064,720
This total excludes 8 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
262
18% high-net worth
Total advisors
1
of 4 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
262
Average account size
$759,789
About
Nestlerode & Loy provides discretionary portfolio management and financial planning services to individuals (including high‑net‑worth clients) as well as institutional clients such as pension plans, foundations, and municipalities. The firm manages roughly $200 million in client assets and customizes accounts to client constraints, offering ESG model exposures and account‑level exclusionary screens on request.
The firm follows a “Pay Attention” approach that combines daily price monitoring and technical analysis with fundamental research, using portfolio and market data systems to monitor holdings and limit frequent trading. It delivers regular written reports and periodic financial planning consultations, and implements client‑specific investment guidelines and restrictions under discretionary authority.
Distinctive features include optional broker‑dealer activity: the firm suggests but does not require clients to use the firm as broker, and when acting in a brokerage capacity it sets trading arrangements with its clearing firm (mutual funds are often executed at no cost while other trades may carry per‑trade charges). The firm also distributes a client letter/newsletter and its advisors hold Pennsylvania insurance licenses for variable annuities and life insurance — arrangements the firm discloses as potential conflicts and manages through its policies and compliance reviews.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Expertise
ESG / Sustainable investing
Social Security optimization
Retirement withdrawal strategies
Charitable giving tax strategies
Fee options
$0 - $500,000: 1.5% $500,000 - $2,000,000: 1.0% $2,000,000 - $5,000,000: 0.75% $5,000,000+: 0.60%
$250 per hour (minimum consultation fee $500, may be reduced)
Main office location
Nestlerode & Loy, Inc.
110 Regent Court, Suite 202
State College PA 16801, United States
Number of offices
1
Most active in
Nestlerode & Loy, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida · Maryland · Pennsylvania · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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