Nest Egg

Nest Egg provides discretionary investment management to individuals, corporations, trusts, non‑profit organizations and retirement plans through an internet and kiosk‑based advisory program. The firm advises primarily in ETFs, mutual funds and fixed and variable annuities, and also offers 401(k) solutions via Vestwell and an annuity model through Lincoln.

Investment recommendations are generated by proprietary quantitative and qualitative models and an algorithm that creates and rebalances model portfolios (ranging from ultra‑conservative to ultra‑aggressive) with periodic reviews; the Adviser combines technical, fundamental and cyclical analysis to select funds and manage allocations. The program is highly automated and typically involves limited face‑to‑face contact, with client profiles collected electronically and accounts managed on a discretionary basis.

Distinctive aspects of Nest Egg include a relatively large client base—about 2,819 clients across eight advisors—combined with kiosk placements at third‑party banks and solicitor agreements to source business, reflecting a high client load per advisor and reliance on intermediated distribution. The firm is also affiliated with a FINRA‑registered broker‑dealer and an insurance agency, has a related SEC‑registered adviser, and has affiliates that sponsor a private fund focused on digital assets, features that are less common among comparable team firms.