Neshaminy Creek Advisors

The firm provides investment management, financial planning (fixed-fee, hourly, and a subscription-style comprehensive planning option), and retirement plan consulting to individuals as well as to charitable organizations, corporations, and public entities. Like many independent advisers, it offers tailored portfolio management and broader financial planning services for clients at varying wealth levels.

The firm says it builds client-specific investment policy statements and typically implements primarily passive, low-cost portfolios using index mutual funds and ETFs while also employing active strategies and a mix of fundamental, technical, and cyclical analysis when appropriate. It can advise on “held-away” accounts such as 401(k) plans, 529s, and variable annuities through a third-party order-management arrangement that permits allocation changes with client authorization.

Distinctive features include ongoing retirement-plan consulting and pension/plan-sponsor advisory services and acting as a fiduciary to nonprofit organizations and endowments—services that are less common among similar independent firms. The brochure also notes the firm’s use of a third-party tool to manage held-away accounts, the principal’s licensure as an independent insurance agent, and adherence to the CFP® Board’s Code of Ethics even though the principal does not hold the CFP® designation.