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Nerad + Deppe Wealth Management

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Client assets under management

$176,299,070

Clients

177

42% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

89

High

Average account size

$996,040

About

Nerad + Deppe Wealth Management provides investment management and financial planning to individuals — including high‑net‑worth clients — as well as trusts, estates and retirement plans. Portfolios are typically constructed using exchange‑traded funds, and the firm also offers selection and ongoing oversight of third‑party money managers along with a broad array of planning services such as tax planning, cost segregation studies and corporate‑structure advice.

The firm’s brochure describes a multi‑faceted investment approach that includes fundamental, technical (charting) and cyclical analysis, with both long‑ and short‑term strategies. It also discloses use of derivative instruments — options, futures and inverse ETFs — for hedging and other purposes, and manages accounts on a discretionary basis with periodic (typically monthly) reviews and custody/execution via Fidelity’s institutional platform.

Compared with peers, Nerad + Deppe is distinctive for explicitly documenting the use of derivatives and inverse‑ETF strategies in client accounts and for promoting third‑party ratings in its client materials, practices that are uncommon among supported firms. The brochure also notes the firm’s re‑establishment of advisory registration after a prior affiliation and shows a small advisory team managing roughly $176 million across about 177 client relationships, which may shape how personalized services and third‑party manager due diligence are provided.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Options & derivatives strategies Active portfolio management

Fee options

Fixed

Financial planning and consulting flat fees ranging from $1,200 to $10,000.

Percentage

Up to 1.25% annually (maximum; fees are negotiable and determined by client attributes)

Project-based

Financial planning and consulting hourly fees up to $250 per hour.

Other

Account minimum: $500,000 minimum for Investment Management service (may be reduced or waived at firm's discretion) Fee-only: Investment Management fees charged on assets under management, generally up to 1.25% annually, billed quarterly in advance on a prorated basis; Financial Planning & Consulting fees charged hourly up to $250/hour or flat fees ranging from $1,200 to $10,000.

Main office location

Nerad + Deppe Wealth Management

4250 Executive Square, Suite 545

La Jolla CA 92037, United States

Number of offices

1

Most active in

More info

California · Florida · New Hampshire · New Jersey · New York · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 858-457-1325

Advisors at this firm

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Steven D

Series 66

La Jolla, CA

Nerad + Deppe Wealth Management

Steven Deppe is a financial advisor at Nerad + Deppe Wealth Management with 20 years of industry experience. He holds the Series 66 designation and has worked at NDWM, LLC since 2009, with a one-year tenure at AlphaCore Capital LLC. In addition to his advisory role, Mr. Deppe contributes as a freelance writer for ProVisors, a professional network group serving investment advisers. Nerad + Deppe Wealth Management provides investment management and financial planning to individuals, trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach incorporating fundamental, technical, and cyclical analysis, with portfolios often constructed using exchange-traded funds and derivative instruments for hedging and other strategies.

Options & derivatives strategies Active portfolio management
user avatar

Richard N

Series 63, Series 66

La Jolla, CA

Nerad + Deppe Wealth Management

Richard Nerad is a financial advisor at Nerad + Deppe Wealth Management in La Jolla, CA, holding Series 63 and Series 66 licenses with 21 years of industry experience. He has worked at NDWM, LLC since 2009, with a one-year period at AlphaCore Capital LLC. Nerad + Deppe Wealth Management provides investment management and financial planning services to individuals, including high-net-worth clients, as well as trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach incorporating fundamental, technical, and cyclical analysis, and is notable for its documented use of derivatives and inverse-ETF strategies alongside third-party manager oversight.

Options & derivatives strategies Active portfolio management
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