Naviant Partners, LLC

Naviant Partners provides discretionary investment management, wealth planning, and retirement-plan advisory to individuals, high‑net‑worth clients, trusts, estates, retirement plans, and businesses. The firm operates with a small advisory team and manages a multi‑hundred‑million dollar asset base while also delivering written financial plans or ad‑hoc consultations as part of its service offerings.

Portfolios are constructed with a long‑term orientation and typically emphasize ETFs and low‑cost diversified mutual funds, though the firm may also utilize individual securities, independent managers, or retain legacy holdings for tax or fit considerations. Research and portfolio oversight combine fundamental, technical and modern portfolio theory analysis with third‑party inputs and decision‑support artificial intelligence tools, with all recommendations subject to human review.

Naviant Partners is affiliated through common ownership with Aptus Capital Advisors, which serves as an outsourced CIO and provider of model portfolios and funds that the firm may recommend, and with Pilot Capital Partners, a related single‑family office; these relationships and the potential for recommending Aptus‑managed products are disclosed and overseen by the adviser. The brochure also discloses that certain advisory persons are licensed insurance professionals who may receive separate commissions, and the firm describes policies and due diligence procedures intended to mitigate the resulting conflicts of interest.