Nautical Star Financial Group LLC

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Client assets under management

$44,530,719

Clients

32% high-net worth

Advisors

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$618,482

About

Nautical Star Financial Group provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high‑net‑worth clients, trusts, estates, businesses, and retirement plans. The firm serves as a fiduciary and constructs portfolios using ETFs, mutual funds, individual equities and fixed income, while also offering plan-level services that can include ERISA 3(21) and 3(38) oversight.

The firm’s investment process emphasizes a long‑term, tailored portfolio construction that draws on both fundamental and technical analysis, ongoing monitoring, and periodic rebalancing; portfolios may retain legacy positions or use cash as a hedge when appropriate. Nautical Star routinely integrates unaffiliated third‑party managers, sub‑advisors, and model providers accessed through custodian marketplaces, and it conducts initial evaluation and ongoing oversight of those providers while retaining overall responsibility for client accounts.

Noteworthy aspects include the use of a held‑away participant access platform (Pontera) to manage defined‑contribution participant accounts without holding client credentials and a practice of assigning an account to a single third‑party provider at a time to avoid overlapping strategies and fees. The firm also maintains institutional relationships with multiple custodians and a digital platform (Altruist) for account services, and several advisors on the team operate separate insurance businesses—relationships the firm discloses and supervises.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement income strategy General estate planning guidance Business exit / sale strategy

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Fixed fees for financial planning engagements based on scope and complexity, negotiated prior to engagement

Percentage

$0 - $500,000: 1.90% annually (for Washington clients only) $500,001 - $20,000,000: 1.50% annually (for Washington clients only) $20,000,001+: Negotiable (for Washington clients only)

Project-based

Financial planning services hourly fees up to $350 per hour

Other

Account minimum: $5,000 Minimum fee: Minimum fee of $5,000 per year Fee-only: Investment management fees up to 2.00% annually; financial planning fees on hourly or fixed basis; retirement plan advisory fees at 1.00% annually; fees may be negotiable.

Main office location

Nautical Star Financial Group LLC

511 East John Carpenter Freeway, Suite 500

Las Colinas TX 75062, United States

Number of offices

Most active in

Idaho · Nevada · Texas · Washington

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website (800) 385-1804

Advisors at this firm

Ralph S

Series 63

Weatherford, TX

Nautical Star Financial Group LLC

Ralph Smith is a financial advisor with Nautical Star Financial Group LLC, holding a Series 63 designation and 19 years of industry experience. He has been with Smith Capital Management since 2014. In addition to his advisory role, Smith offers term and permanent life insurance policies as part of a separate insurance business. Nautical Star Financial Group provides investment advisory and portfolio management services primarily to individual and high-net-worth clients. The firm manages approximately $38.5 million across a small client base and operates with a three-advisor team.

Retirement income strategy General estate planning guidance Business exit / sale strategy Founder/Business Owner Retired

Lance P

Series 63, Series 65

Las Colinas, TX

Nautical Star Financial Group LLC

Lance Peters is a financial advisor at Nautical Star Financial Group LLC with 32 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Spotlight Asset Group, ClearPoint Wealth Management, Financial Advocates Investment Management, and LPL Financial. Nautical Star Financial Group provides investment advisory and portfolio management services to individual and high-net-worth clients, managing approximately $38.5 million for about 64 households through a three-advisor team. The firm combines a supported advisor team with multi-office operations and offers a mix of advisory and insurance services.

Retirement income strategy General estate planning guidance Business exit / sale strategy Founder/Business Owner Retired

Susan M

ChFC®, Series 66

Henderson, NV

Nautical Star Financial Group LLC

Susan Marshall is a financial advisor at Nautical Star Financial Group LLC with the ChFC® designation and four years of industry experience. She has worked at Arete Wealth Advisors, Center Street Advisors, and runs her own insurance services business. Outside of her advisory role, she operates an independent life and health insurance agency. Nautical Star Financial Group serves individual and high-net-worth clients through investment advisory and portfolio management services, managing approximately $38.5 million across about 64 households with a three-advisor team.

Retirement income strategy General estate planning guidance Business exit / sale strategy Founder/Business Owner Retired

Robert M

Series 63, Series 65

Fort Mitchell, KY

Nautical Star Financial Group LLC

Robert Mc Kay is a financial advisor with Nautical Star Financial Group LLC in Fort Mitchell, KY. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at BFC Planning, Inc., Berthel, Fisher & Company Financial Services, Inc., and Atlantis Global. Outside of advisory work, he is a licensed agent selling life, long-term care, and disability insurance. Nautical Star Financial Group provides investment advisory and portfolio management services to individual and high-net-worth clients, managing approximately $38.5 million across about 64 households through a three-advisor team.

Retirement income strategy General estate planning guidance Business exit / sale strategy Founder/Business Owner Retired

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