Nautical Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
60
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
60
Average account size
$0
About
Nautical Financial Planning is a fee-only, independent advisory firm run by a single CFP® practitioner that provides hourly and project-based financial planning and consultation to individuals, couples, families and business entities. The firm does not take custody of client assets or provide discretionary portfolio management; clients implement recommendations themselves or engage the firm for periodic, on-request reviews.
The adviser’s investment guidance emphasizes globally diversified, low-cost, tax-efficient passive mutual funds and ETFs and uses strategic asset allocation and Monte Carlo analysis to model outcomes and recommend portfolio weightings. Nautical will recommend custodians (for example, Fidelity and TD Ameritrade), assist with account setup and provide rebalancing or tax-loss harvesting advice when clients request paid consulting time, rather than managing accounts on an ongoing basis.
Compared with many independent peers, Nautical is notable for relying solely on hourly or project fees instead of percentage-of-AUM billing and for explicitly not accepting commissions or third-party payments. The principal’s CFP® credential, Enrolled Agent status and state tax-preparer licenses support integrated tax and planning advice, and the firm’s policies emphasize fiduciary duty and the use of no-load funds in client recommendations.
Client services
Financial planning
Educational seminars or workshops
Expertise
General retirement planning
General tax planning
Wealth management
Passive / index investing
Debt management
Fee options
$250/hour billed in fifteen-minute increments
Fee-only: $250/hour billed in fifteen-minute increments
Main office location
Nautical Financial Planning
Gambrills MD, United States
Number of offices
1
Most active in
Nautical Financial Planning has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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