N Financial Plans
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$65,219,479
This total excludes 11 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
84
18% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
84
Average account size
$776,422
About
N Financial Plans is a fee-only registered investment adviser that provides financial planning, investment management, retirement plan consulting, and tax preparation services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm advises on a range of securities including stocks, bonds, mutual funds, ETFs, government and municipal securities, and cash equivalents, and offers both ongoing and project-based planning engagements.
The firm describes a personalized approach that begins with a client-specific investment policy and target asset allocation, using principles of modern portfolio theory alongside fundamental, technical, and cyclical analysis. N Financial Plans implements portfolios using a mix of active and passive strategies, may incorporate ESG/sustainability preferences on request, and engages outside managers and platforms (including sub-advisory arrangements and tax-loss harvesting services) to execute model-based, tax-aware solutions.
Compared with many small independent advisers, N Financial Plans discloses a meaningful emphasis on retirement plan services and pension consulting, including providing fiduciary support to employer plan sponsors, designing investment policy statements, conducting investment and fee reviews, and managing plan assets on a discretionary basis under ERISA definitions. The firm also combines investment advisory work with tax preparation and participant education services for plan clients, which the brochure identifies as an integrated service set not always offered by firms of similar size.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Tax preparation
Expertise
Retirement income strategy
College savings (529s, UTMA, etc.)
Business sale tax planning
Occupation focus
Founder/Business Owner
Retired
Demographic focus
Approaching retirement
Mid-Career Professionals
Fee options
Fixed fees range from $500 to $20,000 for project-based financial planning; $200 to $1,000 per month for ongoing financial planning.
$0 - $1,000,000: 1.00% $1,000,001+: 0.50%
Hourly rate ranges from $500 to $1,000 for project-based financial planning.
Fee-only: Firm is fee-only, receiving compensation only from clients for services.
Main office location
N Financial Plans
179 New York Avenue, 2 Nd Floor
Huntington NY 11743, United States
Number of offices
1
Most active in
N Financial Plans has reported serving >5 clients in these states in the last 12 months.
New Jersey · New York · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")