Mutual Trust Advisory Group

Mutual Trust Advisory Group provides financial planning, discretionary investment management, and combined wealth management primarily to individual and high‑net‑worth clients. The firm’s brochure describes a range of services that include written financial plans, ongoing portfolio management, and several non‑investment consulting offerings such as estate coordination, bill‑pay assistance, and guidance on long‑term care and business succession.

MTAG’s investment process is individualized and asset‑allocation driven, using fundamental analysis and a mix of long‑ and short‑term strategies while monitoring and rebalancing accounts on an ongoing basis. The brochure discloses that the firm can advise across a broad set of securities and also employs newer strategies and tools — including direct indexing, potential cryptocurrency exposure, AI tools for data processing, and assistance applying for securities‑backed lines of credit — each of which carries specific tax, operational, and cybersecurity considerations.

What stands out relative to peers is that MTAG advertises third‑party ratings in its materials, a practice noted as uncommon among similar supported firms, and it discloses a wide menu of fixed‑fee and negotiable planning arrangements alongside tiered, asset‑based wealth management billing. The firm also states it has no account minimum, uses an independent custodian relationship (Raymond James) that provides practice support, and discloses paying unaffiliated third parties for client referrals — all of which are material considerations for prospective clients.