MTR Financial Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$119,929,814
Total clients
86
38% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
86
Average account size
$1,394,533
About
MTR Financial Services is a fee-only financial planning and wealth management firm that serves individuals, trusts, estates, and charitable organizations, offering ongoing portfolio management as well as standalone financial planning engagements billed hourly. The brochure states there are no account minimums and that planning topics can include retirement, tax concerns, insurance, college planning, and debt/credit strategies.
The firm generally provides discretionary investment supervisory services and documents client objectives and risk tolerance in an Investment Policy Statement, with custodial relationships at Charles Schwab & Co. Investment implementation emphasizes long- and short-term purchases, continuous portfolio monitoring, and may include option-writing strategies, drawing on third‑party research and market sources.
Notably, as a single-advisor independent firm it reports approximately $119,929,814 in discretionary assets across 86 clients (Discretionary $119,929,814; Non‑Discretionary $0), indicating a relatively high average client asset level for a solo practice. The firm discloses a standing letter of authorization that constitutes custody under SEC guidance (and follows the SEC’s SLOA safeguards rather than an annual audit), maintains a written Code of Ethics, and documents any personal trading conflicts while prioritizing client trades ahead of personal ones.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Life insurance needs analysis
Fee options
$1 - $500,000: 1.25% $500,000 - $1,500,000: 1.00% $1,500,000 - $2,500,000: 0.85% $2,500,000+: 0.75%
$85 - $150 per hour, negotiable
Fee-only: Hourly fees ranging from $85 to $150 per hour, negotiable
Main office location
MTR Financial Services, LLC
900 Rockmead Drive Suite 151
Kingwood TX 77339, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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