MSM Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$14,430,000
Clients
16
44% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
16
LowAverage account size
$901,875
About
MSM Financial, LLC provides comprehensive financial management and investment management services to individuals, corporations, and other business entities. Its ongoing planning work includes financial plans, personal financial statements, long‑term projections, cash‑flow and retirement analysis, and tax planning with annual personal tax return preparation included as part of the comprehensive model.
Investment management is implemented through a collaborative sub‑advisor relationship with Asset Dedication, with the firm acting as the primary client contact and coordinating model portfolio selection and ongoing communication; investment management is generally offered to clients who engage for comprehensive financial management, with limited exceptions. Client engagements typically include one to four in‑person or remote meetings per year, annual plan updates, and unlimited phone and email support to implement and monitor recommendations.
A distinctive feature is that the firm began as, and continues to operate as, a licensed CPA practice that offers tax, accounting, payroll and tax return services alongside advisory services, and the principal allocates a substantial portion of time to those CPA activities. The brochure discloses this dual role and the potential conflicts it can create (such as recommending firm tax services), while also noting that discretionary portfolio management is delegated to an external sub‑advisor for implementation.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General tax planning
Cash flow / budgeting
Wealth management
Fee options
Hourly rate of $150 for additional complexity in Comprehensive Financial Management services.
Fee-only: Comprehensive Financial Management fees range from $1,500 to $6,000 per year, based on complexity, calculated as a negotiable fixed fee plus additional hourly charges at $150/hour.
Main office location
MSM Financial, LLC
4999 France Ave South, Suite 245
Minneapolis MN 55410, United States
Number of offices
1
Most active in
MSM Financial, LLC has reported serving >5 clients in these states in the last 12 months.
California · Colorado · District of Columbia · Iowa · Kansas · Maryland · Minnesota · North Dakota · Ohio · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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