Mrd, Inc.

MRD, Inc. provides discretionary investment management and retirement-plan advisory services to individuals, high‑net‑worth clients, trusts and estates, businesses, charitable organizations, and plan participants. The firm generally manages accounts on an ongoing basis and applies a household account aggregation approach for tiered billing while typically working with clients who meet a $1,000,000 account guideline.

The firm’s investment approach emphasizes diversified, target asset‑allocation portfolios using a mix of passive and active mutual funds and ETFs, regular (typically quarterly) rebalancing, and an effort to control costs and exposure through fund selection. MRD commonly uses Dimensional Fund Advisors (DFA) funds for passive exposure and generally avoids initiating positions in individual equities or individual fixed‑income securities, instead favoring pooled vehicles and, when appropriate, fee‑only annuities.

Compared with many peers, MRD is notable for incorporating less liquid and alternative vehicles into client portfolios — including interval funds, tender‑offer funds, non‑traded REITs, and legacy private placements — and for documenting the liquidity and valuation considerations those holdings entail. The firm requires custody at major institutional custodians (Schwab or Fidelity), operates under discretionary trading authority, does not aggregate client orders, and provides quarterly reporting to clients.