MP3 Finance LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$500,000
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
10
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
10
Average account size
$50,000
About
MP3 Finance primarily serves individual clients, with stated focus areas including pre-retirees and younger investors, and offers portfolio management, comprehensive financial planning, financial coaching, and tax optimization. Services are provided on both a discretionary and non-discretionary basis and include account reviews and rebalancing.
The firm describes an investment process that combines fundamental and technical analysis and emphasizes long-term allocations to stocks, bonds, and ETFs, with plans tailored after an initial consultation and ongoing reviews; clients may impose investment restrictions. MP3 Finance has discretionary authority when agreed, may aggregate orders to seek better execution, and maintains a custodial relationship with Charles Schwab for trade execution and account custody.
What is distinctive for this small, single-advisor practice is its fee design and early-stage status: the brochure discloses subscription-based ongoing planning services and fixed fee tiers instead of relying on percentage-of-assets fees, and it also discloses custody arrangements that allow direct fee deduction from client accounts. The firm reports it had no client assets under management as of the brochure effective date and draws on the founder’s primarily self-directed investing and informal advisory experience rather than prior employment at a registered investment adviser.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Occupation focus
Retired
Demographic focus
Gen Y/Millennials (Born 1980-1995)
Gen Z (Born 1996-2010)
Approaching retirement
Fee options
Creating a Financial Plan: $500; Retirement Analysis: $500
N/A - N/A: N/A
$100/hour for financial planning sessions
Fee-only: Starter Tier: $500 annually; Basic Tier: $1,200 annually; Mid-Level Tier: $2,500 annually; High-Touch Tier: $4,000 annually; Creating a Financial Plan: $500; Retirement Analysis: $500; Financial Planning Session: $100/hour; Subscription Fees: $200 per month
Main office location
MP3 Finance LLC
3546 Fairway Drive
Cameron Park CA 95630, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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