MP Financial Services, LLC

MP Financial Services, LLC provides investment advisory and supervisory services to pension and profit-sharing plans, trusts, estates, charitable organizations and individual clients, and also offers financial planning and consulting that can include tax-related and other non-investment matters. The firm delivers these services under written engagement agreements and uses a variety of fee arrangements, including percentage-of-assets, fixed fees, and hourly charges.

For portfolio management, the firm typically recommends active discretionary management through selected independent investment managers or wrap-fee programs, choosing managers based on client objectives, management style, performance, and reporting, and conducting ongoing monitoring with at least quarterly reviews. It relies on third‑party research and disclosure materials from independent managers to evaluate strategies and generally implements recommendations only after clients have arranged accounts and provided necessary authorizations.

A noteworthy feature is the firm’s affiliation with a certified public accounting firm, Moriarty & Primack, PC, with accounting and tax services provided independently by that firm and billed separately, which can allow closer coordination of tax and investment advice. The firm’s use of hourly and fixed fees for planning and consulting, combined with its manager-of-managers implementation and receipt of referral compensation from independent managers, is less common among comparable investment-manager advisers.