Mountain Vista Wealth Management

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Client assets under management

$50,495,753

Clients

35% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$841,596

About

Mountain Vista Wealth Management is a small, fee-only advisory firm that manages roughly $53 million for about 60 clients, primarily individuals (including high‑net‑worth households) and a limited number of employer-sponsored retirement plans. The firm provides portfolio management and comprehensive financial planning services, offering both ongoing investment management and stand‑alone planning engagements.

The firm builds individualized Investment Policy Statements and implements a mix of active and passive strategies, using fundamental, technical and cyclical analysis to guide portfolio construction and rebalancing. Financial planning is offered through either an ongoing retainer model with continuous access to a planner or an hourly consulting model, and the firm’s stated investable universe includes traditional securities as well as a range of alternative investments.

Compared with many peers, Mountain Vista regularly offers public educational seminars and speaking engagements that are described as non‑transactional and provided at no charge, a service fewer supported firms provide. The firm also provides employee benefit plan advisory services and documents a breadth of analytical approaches and access to alternative asset types for a firm of its size, and its principals maintain industry professional credentials.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

Retirement income strategy College savings (529s, UTMA, etc.) Business sale tax planning Real estate investing

Occupation focus

Founder/Business Owner Attorney

Demographic focus

Mid-Career Professionals

Fee options

Fixed

Comprehensive Financial Planning upfront retainer typically $1,500 - $5,000 plus ongoing monthly fee $150 - $500, negotiable/waivable

Percentage

$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%

Project-based

Financial Planning Service Consulting Hourly Model: $250 - $500 per hour, negotiable

Other

Account minimum: $300,000 (waivable at firm's discretion) Minimum fee: Employee Benefit Plan Services minimum fee $375 quarterly (may be waived) Fee-only: Investment Management Services charged as a blended fee based on tiers; Financial Planning Services charged on retainer or hourly basis; no commissions accepted.

Most active in

California · Connecticut · New York

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook X Website 805-225-6559

Advisors at this firm

Jonathan H

CFP®, CFA®, Series 63

Santa Barbara, CA

Mountain Vista Wealth Management

Jonathan Heagle is a CFP®, CFA® credentialed advisor with eight years of industry experience. He is a managing partner at MV Properties 1, LLC and has worked at Mountain Vista Wealth Management since 2017. Prior to that, he was employed at RBC Barbados Trading Bank from 2015 to 2017. Mountain Vista Wealth Management is a fee-only advisory firm serving primarily individual and high-net-worth clients, along with some employer-sponsored retirement plans. The firm offers comprehensive financial planning and portfolio management using both active and passive strategies, and provides educational seminars and employee benefit plan advisory services.

Retirement income strategy College savings (529s, UTMA, etc.) Business sale tax planning Real estate investing Founder/Business Owner Attorney Mid-Career Professionals

Michael R

Series 63, Series 65, Series 66

Santa Barbara, CA

Mountain Vista Wealth Management

Michael Riolo is a financial advisor at Mountain Vista Wealth Management with 14 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Sovereign Financial Group, Inc. and Raymond James Financial Services before joining Mountain Vista Wealth Management in 2018. In addition to his advisory role, he is the Owner and Principal Attorney of The Riolo Law Firm PLLC and President of Total Wealth Advisory Group LLC. Mountain Vista Wealth Management is a fee-only advisory firm serving primarily individual and high-net-worth clients, as well as employer-sponsored retirement plans. The firm offers portfolio management and comprehensive financial planning, utilizing a combination of active and passive strategies guided by fundamental, technical, and cyclical analysis.

Retirement income strategy College savings (529s, UTMA, etc.) Business sale tax planning Real estate investing Founder/Business Owner Attorney Mid-Career Professionals

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