Mountain View Financial Advisors

The firm provides investment advisory services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, corporations, and charitable organizations. Its service offerings include discretionary portfolio management, financial planning, pension consulting, and business services such as payroll and bookkeeping; the firm’s principal also offers insurance services outside the advisory business.

The firm documents client objectives and constraints in an Investment Policy Statement and typically manages accounts on a discretionary basis, emphasizing ETFs, index funds, and primarily passive allocations with regular portfolio monitoring. Its stated methods of analysis include Business Cycle Analysis, Modern Portfolio Theory, and a long‑term investing orientation, and portfolios are tailored using model allocations plus client‑specific restrictions.

Distinctive features highlighted in the brochure include a formal pension consulting practice—covering plan design, manager recommendations, ongoing monitoring, and the preparation of written pension consulting plans—and explicit work with charitable organizations. The brochure also discloses that the principal provides commissionable insurance products and serves in a leadership role at a donor‑advised charity; these relationships are disclosed and the firm describes governance and disclosure practices intended to mitigate related conflicts of interest.