Mountain Flower Investments & Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$13,098,247
Total clients
16
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
16
Average account size
$818,640
About
Mountain Flower Investments & Planning provides financial planning and discretionary investment management to individuals — including those with higher net worth — and to some business clients, managing roughly $13.1 million across about 16 client relationships. Like many independent advisers, the firm delivers written financial plans and ongoing portfolio management and charges asset-based advisory fees.
The firm employs a blend of active and passive strategies, typically building passive allocations with index-based ETFs while applying active selections where appropriate, and it establishes client-specific investment policies tied to goals and risk tolerance. Clients grant discretionary trading authority and receive continuous advice with at least quarterly reviews; planning work is used to shape asset allocation, tax, estate, insurance, and retirement recommendations.
Noteworthy aspects include the principal’s dual CFP and CFA credentials and a part‑time outside role on a university OPEB investment committee, which bring institutional governance experience alongside individual planning expertise. The practice operates virtually, maintains a written business continuity plan, and has a temporary springing co‑advisory arrangement to preserve service continuity in the event of the principal’s temporary incapacity.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Personal financial plan development fee: $5,000 total ($2,500 deposit, $2,500 upon completion); Employee Benefit Plan Services minimum fee: $2,000 annually (or $500 per quarter until $400,000 assets reached)
$0 - $1,500,000: 0.95% annually $1,500,001 - $3,000,000: 0.75% annually $3,000,001 - $5,000,000: 0.65% annually $5,000,001+: 0.50% annually
$250 per hour, negotiable in certain cases
Account minimum: $500,000 (negotiable in certain cases) Minimum fee: $2,000 minimum annual fee for Employee Benefit Plan Services Fee-only: Fee based on assets under management and hourly fees; no commissions accepted.
Main office location
Mountain Flower Investments & Planning
New Braunfels TX, United States
Number of offices
1
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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