Mosaic Wealth Management LLC

Mosaic Wealth Management LLC positions itself as an investment manager that provides portfolio management for pooled or program-based accounts and, as described in its brochure, also lists individuals and high‑net‑worth individuals among potential client types. The firm provides portfolio management services and explicitly acts as a portfolio manager in a wrap fee program sponsored by Raymond James, while also offering referrals to third‑party investment advisers.

Its investment approach combines fundamental, quantitative, technical analysis and modern portfolio theory, and it principally recommends mutual funds and ETFs while also using fixed income, real estate funds (including REITs), equities, TIPS, non‑U.S. securities and options strategies (including covered, uncovered and spread positions). The brochure notes a focus on long‑term trading and options trading and discloses that the firm may receive soft‑dollar research or services from its chosen broker‑dealer, which it considers when selecting custodians.

What is distinctive about the firm compared with peers is twofold: it serves as a wrap fee program portfolio manager (a feature uncommon among investment managers) and it formally provides “selection of other advisers” services, conducting due diligence and charging its standard fee in addition to any third‑party manager fees. The brochure also shows the firm was formed in January 2026 and currently reports no assets under management or client accounts, and it states that the firm does not aggregate trades across clients and does not exercise investment discretion over client accounts.