Mosaic Wealth Management, L.L.C.

The firm serves individuals, trusts, pension plans and estates, providing discretionary portfolio management accompanied by limited financial planning and occasional project or consulting engagements for businesses. It manages approximately $239 million on a discretionary basis across roughly 75 client relationships and works with clients to develop a tailored Financial Profile and Investment Plan at the outset of the relationship.

Investment decisions are implemented under either discretionary or non-discretionary authority and are guided by each client’s Investment Plan, which is reviewed periodically. The firm uses a mix of fundamental, technical and cyclical analysis and may include equities, fixed income, mutual funds and ETFs, alternative or partnership opportunities, options and short-selling as appropriate for a client’s objectives and risk tolerance.

What is notable about this firm relative to peers is the level of assets managed per advisor, which is substantially higher than typical supported firms, reflecting a concentrated advisory structure. The firm also engages in advisory-related consulting beyond conventional financial planning and has affiliated business consulting activities; it discloses these outside-business interests and conducts due diligence on service providers, including those that use artificial intelligence components.