Mosaic Wealth Consultants, Inc.

Mosaic Wealth Consultants serves individual investors as well as business owners and other entities, providing discretionary and non-discretionary asset management, comprehensive financial planning and consulting, and public seminars and workshops. The firm is a solo-advisor practice that manages roughly $3.23 million across a small client base and works with clients through documented goals and client-specific investment profiles.

The firm’s investment work is built around client objectives, time horizons and risk tolerance and can employ fundamental and technical analysis, charting and modern portfolio theory to determine asset allocation, security selection and monitoring. Mosaic conducts periodic (quarterly) account reviews, implements both long- and short-term strategies as appropriate, and may trade under discretionary authority when authorized; it currently recommends Interactive Brokers for execution and custody.

What is distinctive is that the principal combines advisory work with other financial activities: she operates as an independent insurance agent (spending approximately 30% of her time) and provides tax-preparation services (about 5% of her time), and the firm runs educational seminars—activities the brochure discloses can create conflicts of interest but are mitigated through disclosures and the firm’s fiduciary obligations. The firm is also relatively new (founded in 2022) and small in scale, and it documents retirement strategy and business-owner planning topics that may include pension-related considerations uncommon among many independent solo advisors.