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Mos Capital, Inc.

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Client assets under management

$229,671,014

Clients

120

48% high-net worth

Advisors

2

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

60

Typical

Average account size

$1,913,925

About

MOS Capital, Inc. is an independent registered investment adviser that provides discretionary portfolio management and financial planning on a fee-only basis to individuals, trusts, endowments, foundations, corporations and other money management firms. The firm manages approximately $230 million with two primary advisors and serves both individual and high‑net‑worth clients, typically managing each account separately under a written investment policy statement.

MOS describes its management style as “Growth & Income,” emphasizing dividend‑paying large‑company stocks and investment‑grade bonds to pursue income production alongside capital appreciation. The firm applies a passive, mathematical discipline—using formulas and technical measures to generate timing and rebalancing signals—prefers long holding periods, and does not pursue small‑cap, futures, commodities, or other alternative strategies.

Noteworthy features include a small advisory team overseeing over $200 million in assets and a formal requirement that each account have a customized investment policy; MOS also waives financial planning fees for clients who engage the firm for asset management. Operationally, the firm is majority led by a founding partner in Florida while a relationship manager is based in Portland, OR; MOS operates as a fee‑only adviser without performance fees and typically custodies client assets at Fidelity, utilizing institutional research and platform services.

Client services

Financial planning Portfolio management

Expertise

Income planning General retirement planning Concentrated stock management

Fee options

Fixed

$500 to $1,000 total cost for financial planning services

Percentage

$0 - $1,000,000: 0.75% annually (0.1875% quarterly) $1,000,000 - $2,000,000: 0.50% annually (0.1250% quarterly) $2,000,000+: negotiated

Project-based

$100 to $200 per hour

Other

Account minimum: $1,000,000 Fee-only: Fee-only basis for asset management and financial advisory services, no commissions or 12b-1 fees received

Main office location

Mos Capital, Inc.

Ponte Vedra Beach FL, United States

Number of offices

1

Most active in

California · Florida · Georgia · Ohio · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

William M

Series 63, Series 65

Ponte Vedra Beach, FL

Mos Capital, Inc.

William Moore is a financial advisor at Mos Capital, Inc. in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Mos Capital since 2000. Mos Capital provides fee-only portfolio management and financial planning to individuals, trusts, endowments, foundations, corporations, and other money managers. The firm focuses on a Growth & Income investment approach, emphasizing income-producing equities and investment-grade fixed income with generally passive trading and individualized account management.

Income planning General retirement planning Concentrated stock management
user avatar

Jillian M

Series 63, Series 65

Ponte Vedra Beach, FL

Mos Capital, Inc.

Jillian Martin O'neil is a financial advisor with Mos Capital, Inc. in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with Mos Capital since 2003. Mos Capital provides fee-only portfolio management and financial planning services to individuals, trusts, endowments, foundations, corporations, and other money managers. The firm manages approximately $209 million in client assets, focusing on a "Growth & Income" investment approach that emphasizes income-producing equities and investment-grade fixed income, with a preference for diversified, large-company holdings and long-term ownership.

Income planning General retirement planning Concentrated stock management
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