Monuwealth Advisors

MonuWealth Advisors provides portfolio management, financial planning, and pension consulting to a client mix that includes high‑net‑worth individuals, pension and profit‑sharing plans, and business and insurance entities. The firm reports managing roughly $948,890 in discretionary assets and currently serves a single client, and it prepares individualized Investment Policy Statements as part of its ongoing advisory services.

The firm builds customized portfolios using Schwab‑hosted models and a core passive approach supplemented by active strategies, applying fundamental analysis and modern portfolio theory to set asset allocation and select investments. It generally manages accounts on a discretionary basis, documents client risk tolerances and restrictions in each Investment Policy Statement, and conducts quarterly portfolio reviews and reporting through the custodian.

A distinctive feature is an affiliated accounting practice run by the firm’s principal, who performs that outside accounting work for approximately 32 hours per week—an arrangement the brochure discloses as a potential conflict and that may offer clients closer tax and accounting coordination. The firm also provides pension consulting services (including 401(k) plan design, manager recommendations, monitoring, and written consulting plans), a service offering that the firm notes as less common among peers, and maintains a formal business continuity plan with cloud‑based systems and vendor redundancy.