Monterey Bay Asset Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$22,929,824
Total clients
28
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
28
Average account size
$818,922
About
Monterey Bay Asset Management provides ongoing portfolio management and financial planning services to individuals, trusts, foundations/charities, pension and profit‑sharing plans, and select corporate or business clients. The firm prepares written Investment Policy Statements, implements and monitors portfolios, and manages roughly $23 million across about 28 client accounts.
Investment decisions are guided by Modern Portfolio Theory and fundamental analysis, with portfolios constructed primarily from index‑tracking mutual funds and ETFs to emphasize asset allocation and diversification. Management is typically discretionary, with quarterly reviews, written performance reports, and trades discussed with clients in advance unless the client requests otherwise.
Distinctive features for a firm of this size include serving charitable organizations, corporate clients, and retirement plans—along with providing plan‑level advisory support and accepting proxy voting authority in certain cases. The firm manages client assets directly rather than using third‑party managers, requires clients to use its recommended custodian for trade execution, and indicates reliance on an investment committee for voting decisions, practices that differ from many peers.
Client services
Expertise
Fee options
$1 - $300,000: 2.00% $300,001 - $500,000: 1.50% $500,001 - $2,500,000: 1.00% $2,500,001 - $4,000,000: 0.75% $4,000,001 - $6,000,000: 0.60% $6,000,001 - $8,000,000: 0.50% Above $8,000,000+: 0.40%
Account minimum: $100,000 (may be waived) Fee-only: Annual fees paid quarterly in advance; negotiable fees; no commissions or performance fees
Main office location
Monterey Bay Asset Management LLC
380 Foam Street, Suite 220
Monterey CA 93940, United States
Number of offices
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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