Montecito Investment Strategies

The firm provides discretionary portfolio management to a mix of individuals, high‑net‑worth clients, corporations, pension and profit‑sharing plans, trusts, charitable organizations, and foundations, and reported $8,203,419 in assets under management as of February 4, 2025. Services center on ongoing account management using exchange‑traded funds, mutual funds and other securities, with an initial and ongoing client review to set goals, risk tolerance and time horizon.

Investment decisions combine fundamental and technical analysis and the firm has developed proprietary technical indicators and algorithms to implement its strategies. It offers two named approaches — a Protected Growth core‑satellite strategy that pairs long‑term index ETFs with an actively managed VIX‑linked satellite, and an Income strategy focused on producing yield — and may employ market‑timing techniques, limited margin and options when managing accounts.

Notable differences from many peers include the firm’s broader client mix beyond primarily non‑HNW individuals and a typical account minimum of $250,000 (which the firm may reduce or waive). The firm requires clients to use its recommended custodian rather than directed brokerage, does not permit client‑imposed restrictions on securities for values‑based reasons, and emphasizes actively managed, VIX‑linked positions and proprietary market‑timing in its risk management approach.