Monocot Wealth Management, LLC

Monocot Wealth Management provides individualized investment advisory and financial planning services to individuals as well as corporate and retirement-plan clients. Its service offering includes asset management for held-away accounts via the Pontera platform, financial planning and ongoing retirement plan consulting to employer plan sponsors.

The firm’s investment process begins with a Wealth Simulation to set client-specific risk/return parameters and it pursues active portfolio management across several model sleeves, including cash management, total return, ETF equity with tactical overlays and a high‑turnover market timing/momentum sleeve. Monocot’s strategies may incorporate options, other derivatives and the use of borrowing/margin in separately managed accounts, and the firm also offers alternative solutions such as variable annuities, structured products and private placement opportunities when appropriate.

Noteworthy aspects disclosed in the brochure include that Monocot sponsors a wrap fee program through which its asset management services are delivered and manages held‑away assets on Pontera while absorbing the platform’s 0.25% fee. The firm also emphasizes employer and plan sponsor work under ERISA consulting arrangements and discloses that its representatives are licensed to sell commissionable securities and insurance products, a potential conflict of interest it describes and manages.