Monocacy Wealth Management, LLC

Monocacy Wealth Management provides investment advisory and financial planning services primarily to individual and high-net-worth clients, and also serves pension/profit-sharing plans, charitable organizations and corporate entities. The firm offers comprehensive portfolio management, standalone financial planning and retirement plan consulting, and may use third‑party money managers as part of its implementation process.

The firm employs a multi‑disciplinary investment process that incorporates fundamental, technical, quantitative and sector analysis and uses a range of asset‑allocation approaches (strategic, dynamic, tactical and core‑satellite). Portfolios include ETFs, individual equities and fixed‑income instruments, are monitored and rebalanced periodically, and can be managed on a discretionary or non‑discretionary basis consistent with client objectives.

Noteworthy for a firm of its size, Monocacy operates under a holding structure that also includes an affiliated CPA practice and an affiliated insurance business, and a firm representative is licensed to provide real estate brokerage services; the brochure discloses these relationships and that affiliated tax, accounting, insurance and real‑estate services are offered under separate engagement agreements with client choice. The firm manages roughly $43 million for about 66 clients across three advisors, and its integrated service set (including corporate and personal tax planning, cost segregation studies and real‑estate analysis) is an atypical combination among peers in this category.