Monies Wealth LLC

Monies Wealth is a fee-based registered investment adviser that provides personalized investment management and comprehensive financial planning for individuals, families, and high-net-worth clients. Advisory services include portfolio management, retirement and estate planning, college and special-needs planning, divorce financial planning, and limited-scope consulting on matters such as tax, insurance, and executive compensation.

The firm builds one-on-one investment plans using a combination of fundamental and technical analysis, and can employ long‑term equity positions, ETFs, mutual funds, alternative investments, and margin strategies where suitable, with accounts reviewed at least quarterly. Recommendations explicitly consider risk tolerance, liquidity, trading costs, tax implications, and estate planning needs, and the adviser generally implements strategies on a discretionary basis with client-defined restrictions.

Compared with many independent peers, Monies Wealth also engages in commissionable insurance sales—the principal is a licensed insurance agent and may receive commissions for insurance or annuity products, a conflict the brochure discloses and says is managed through client disclosure and fiduciary obligations. The firm operates at a very small scale (roughly $1.0 million in assets across three clients) and the principal concurrently performs non‑investment roles (tax/valuation consulting, expert‑witness work, and civic service), which the firm states are segregated from its advisory records.