Money Matters

Money Matters principally serves high‑net‑worth individuals and related professionals — including executives, small business owners, and real estate investors — offering integrated financial planning, investment management, and tax preparation and small‑business services. The firm provides portfolio management for individual accounts and prepares income tax returns for the majority of its investment clients, reflecting a close integration of tax and investment advice.

Its investment approach emphasizes diversified, model‑based asset allocation intended to optimize total return with lower volatility, and it supplements analysis with Morningstar data and a proprietary Quartile.Pro performance‑ranking method. The firm operates on a non‑discretionary basis: advisors present recommendations with supporting analysis and implement changes only after client approval, with regular monitoring and quarterly reporting.

Noteworthy features relative to peers include maintaining six offices despite a two‑advisor team and roughly $24.6 million in AUM, and formally offering accounting/tax services for most clients (the firm prepares returns for about 92% of its investment clients), which is uncommon among supported firms. The brochure also discloses third‑party recognitions and describes a family‑owned succession completed recently, while retaining a fee‑only model and a policy of not accepting proxy‑voting or discretionary trading authority.