Money Managers, Inc.

Money Managers, Inc. provides discretionary and non-discretionary portfolio management, financial planning, wealth management, and pension consulting services primarily to individuals, high net worth individuals, and small businesses. The firm also administers model portfolios and retirement-plan consulting and acts as a portfolio manager to and sponsor of a wrap fee program that combines management, transaction, custodial and administrative services for a single fee.

The firm typically manages client accounts under discretionary authority and uses firm-developed model portfolios that range from conservative to aggressive allocations; clients invested in those models generally may not restrict specific holdings or allocations within the model. Its investment process, as described in the brochure, employs a mix of techniques — including fundamental, technical, charting, cyclical analysis and Modern Portfolio Theory — and notes that wrap accounts are generally managed more actively than non-wrap accounts.

Noteworthy distinctions disclosed in the brochure include its role as a wrap fee program sponsor providing access to multiple money managers and mutual fund asset-allocation models, and the requirement that wrap program transactions be executed through Charles Schwab & Co. The brochure also discloses that persons providing advice are registered representatives of LPL Financial LLC and licensed insurance agents, which creates potential additional compensation streams separate from the firm’s advisory fees.