Monarch Asset Management LLC

Monarch Asset Management provides ongoing discretionary portfolio management and prepares an Investment Policy Statement for each client, serving high‑net‑worth individuals as well as nonprofit and charitable organizations. Services include asset allocation, security selection, and regular portfolio monitoring tailored to clients’ income, tax situation, time horizon, and documented risk tolerance.

The firm builds customized portfolios that emphasize individual large‑ and mega‑cap domestic equities and investment‑grade individual bonds, using ETFs and mutual funds primarily for diversification or when account size precludes adequate individual security exposure. Monarch employs fundamental and technical analysis and uses both long‑term and short‑term trading as appropriate, while limiting cumulative exposure to assets it classifies as “speculative or opportunistic” to no more than 10% of a client’s portfolio.

Distinctive operational features disclosed in the brochure include sponsorship of a wrap‑fee program that bundles management, transaction costs, fund expenses, and administrative fees for its investment management clients — a structure that is uncommon among independent firms. The brochure also notes the firm’s work with charitable clients, a stated absence of an account minimum, and use of limited custody for direct fee deduction while recommending Fidelity as the custodian.