Momentum Wealth Management

Momentum Wealth Management LLC provides discretionary investment management, workplace savings advice (including an optional WSA+ service that can manage held-away retirement accounts via a third‑party API), and financial planning to individuals — including high‑net‑worth clients — as well as trusts, estates, business entities, and charitable organizations. The firm manages client assets through model portfolios and sets a negotiable minimum account size for discretionary relationships (listed in the brochure as $250,000).

The firm describes an asset‑allocation and passive management approach that emphasizes building and rebalancing model portfolios using mutual funds, ETFs, stocks, and bonds with a long‑term time horizon. The brochure also notes that some ETF strategies it may recommend employ leverage or derivative contracts (and outlines the attendant risks), and documents operational integrations such as cash‑aggregation services (Flourish Cash and Altruist Cash) and participation in Altruist’s Model Marketplace.

Momentum Wealth discloses an affiliation with an insurance entity, Momentum Protect LLC, through which the firm’s principals act as independent insurance agents and may receive commissions, a potential conflict the firm documents and addresses in its brochure. The firm’s operational practices — including placing trades individually rather than aggregating orders, absorbing certain estate‑planning platform fees for clients, and using third‑party API links for workplace account management — are identifiable features that differentiate its service model from many peers.