Momentum Financial and Insurance Services LLC

The firm provides discretionary asset management and financial planning mainly for individuals and families, while also working with high‑net‑worth clients, foundations and business entities. In addition to investment advice, the firm offers insurance products and periodic public seminars and workshops intended for education rather than individualized tax or investment advice.

Investment programs are tailored to client goals and risk profiles and typically use a mix of fundamental and technical analysis, charting, and Monte Carlo planning, with quarterly reviews and rebalancing as needed. The firm frequently uses third‑party managers and separately managed account platforms to implement portfolios, including access to strategies that can involve derivative exposure or buy‑write ETF approaches rather than direct, in‑house option writing.

Compared with many solo independent advisers, the firm combines fee‑based asset management with an affiliated insurance brokerage practice (the principal devotes substantial time to insurance activities) and accepts corporate/business clients, all of which are noted conflicts disclosed in the brochure. The firm states it seeks to mitigate those conflicts through disclosures and its fiduciary obligations, and its use of TPMs and public workshops further distinguishes its service mix from most peers.