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Moldenhauer & Associates

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Client assets under management

$762,820,139

Clients

1,152

20% high-net worth

Advisors

10

of 15 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

115

Very High

Average account size

$662,170

About

Moldenhauer & Associates provides financial planning and asset management to individual investors (including high‑net‑worth clients), retirement plans, charitable organizations, and businesses. Its advisors offer discretionary portfolio management, model and third‑party manager programs, and fee‑for‑service consulting such as retirement plan and participant consulting.

The firm implements client portfolios primarily through a platform relationship with Commonwealth, offering advisor‑managed (PPS Custom) and model‑based (PPS Select) wrap programs as well as access to third‑party asset managers (TPAMs). Advisors generally have discretion within the selected program and the firm describes a multi‑step process of screening, evaluation, portfolio construction, and ongoing monitoring for model and manager selection.

What is distinctive for this team is that the firm serves as a sponsor/promoter or subadviser for wrap fee programs—most TPAMs and Commonwealth’s PPS Custom and PPS Select are offered as wrap programs through Moldenhauer & Associates—and provides supervisory oversight of those third‑party managers. The brochure also discloses program‑level conflicts of interest: advisors may cover platform fees (creating an incentive to favor no‑transaction‑fee funds), and certain financial incentives tied to Commonwealth’s acquisition by LPL (forgivable loans to advisors) are identified as potential conflicts.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Flat or fixed fees available for financial planning and consulting services, negotiable.

Percentage

$0 - $999,999: 1.00% $1,000,000 - $2,500,000: 0.85% $2,500,000+: 0.72%

Commissions

Advisors may receive commissions from insurance and securities products; commissions vary and are separate from advisory fees.

Project-based

Hourly rate up to $500 per hour for financial planning services.

Subscriptions

Annual fees for ongoing financial planning and consulting services, negotiable and payable monthly, quarterly, semiannually, or annually.

Other

Account minimum: $100,000

Main office location

Moldenhauer & Associates

6195 West Quaker Street

Orchard Park NY 14127, United States

Number of offices

1

Most active in

California · Florida · Maryland · New York · North Carolina · Ohio · Pennsylvania · South Carolina · Tennessee · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Matthew H

CFP®, Series 63, Series 65

Orchard Park, NY

Moldenhauer & Associates

Matthew Hayes is a CFP® professional with six years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at Moldenhauer & Associates, Equitable Advisors, TRG Capital Management, and Key Bank. Hayes also spent time working at the University of Rochester and Walt Disney. He engages in fixed insurance sales alongside his advisory work. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing back-office operations, technology, compliance, and investment management services. The firm offers a variety of advisory programs and allows advisors discretion in portfolio construction, with model portfolios managed by its Investment Management and Research team.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

John R

Series 63, Series 66

Orchard Park, NY

Moldenhauer & Associates

John Ring III is a financial advisor at Moldenhauer & Associates with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Moldenhauer & Associates and Commonwealth Financial Network since 2016. In addition to his advisory role, he is a practicing attorney and owner of his own law firm, where he serves as a Chapter 7 Bankruptcy Trustee. Moldenhauer & Associates is a team of ten advisors based in Orchard Park, NY.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Brian N

Series 66

Orchard Park, NY

Moldenhauer & Associates

Brian Norman is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds a Series 66 designation and has previously worked at Moldenhauer and Associates and Connor Wealth Management. Prior to his advisory career, he held positions at organizations including Pegula Sports and Entertainment and St. John Fisher College. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and back-office support, including investment management, compliance, and technology services, enabling advisors to offer customized portfolio solutions under Commonwealth’s supervision.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Patrick O

Series 63, Series 66

Orchard Park, NY

Moldenhauer & Associates

Patrick O’Connell is a financial advisor with Commonwealth Financial Network in Orchard Park, NY, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Commonwealth since 2016 and previously at Ameritas Investment Corp. Patrick is also co-owner of Moldenhauer Associates and sells fixed life insurance products. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients, offering various advisory programs, wealth management, and retirement plan consulting. The firm provides operations, trading, technology, investment management, compliance, and practice-management support while allowing advisors discretion in portfolio construction.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Jeremy W

Series 66

Orchard Park, NY

Moldenhauer & Associates

Jeremy Walter is a financial advisor at Moldenhauer & Associates with a Series 66 designation and one year of industry experience. Prior to joining Moldenhauer & Associates, he held various roles including positions at Commonwealth Financial Network and Ultimus Leverpoint Private Fund Solutions. Outside of finance, he operates a sole proprietorship selling vintage clothing online and works as a part-time delivery driver. Moldenhauer & Associates is a team-based firm with ten advisors that serves clients with tailored financial strategies.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Jennifer B

Series 66

Orchard Park, NY

Moldenhauer & Associates

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Jonathan D

Series 63

Orchard Park, NY

Moldenhauer & Associates

Jonathan Dombrowski is a financial advisor with Moldenhauer & Associates, holding a Series 63 designation and 11 years of industry experience. He has worked at Commonwealth Financial Network since 2016 and was previously employed at Ameritas Life Insurance Corp and Ameritas Investment Corp from 2014 to 2016. He also conducts fixed insurance sales through Buffalo Business & Estate Services, Ltd. Moldenhauer & Associates is a team-based firm with 10 advisors located in Orchard Park, NY. The firm provides financial advisory services to its clients.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Richard M

ChFC®, Series 63, Series 65

Orchard Park, NY

Moldenhauer & Associates

Richard Moldenhauer is a financial advisor with Commonwealth Financial Network and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 53 years of industry experience and has been with Commonwealth since 2016. Moldenhauer also operates Moldenhauer & Associates and is involved with 6195 West Quaker LLC, an entity that owns the building housing his branch office. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Brett M

Series 63

Orchard Park, NY

Moldenhauer & Associates

Brett Moldenhauer is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 22 years of industry experience. He has worked at Moldenhauer & Associates since 2004 and was previously employed at Ameritas Life Insurance and related entities from 2006 to 2016. Moldenhauer serves as Treasurer for the nonprofit Great Eastern Sun Inc. Commonwealth Financial Network is a registered investment adviser supporting a national network of nearly 3,000 advisors with a variety of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support, allowing advisors to construct client portfolios from a broad range of securities and insurance products.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
user avatar

Gregory K

Series 63

Orchard Park, NY

Moldenhauer & Associates

Gregory Kotecki is a financial advisor with Moldenhauer & Associates, holding a Series 63 designation and bringing 10 years of industry experience. He has worked at Moldenhauer & Associates since 2015 and has been with Commonwealth Financial Network since 2016. Moldenhauer & Associates is a team of 10 advisors based in Orchard Park, NY, providing financial services to clients with a collaborative approach.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
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