MOK Financial Planning & Tax, Inc.

MOK Financial Planning & Tax provides discretionary portfolio management, financial planning and consulting, and separate-fee tax preparation services to individuals (including high-net-worth clients), trusts, and estates. The firm reported approximately $54 million in discretionary assets under management across about 82 client relationships and generally does not impose a minimum account size.

The firm constructs customized portfolios based on client objectives and risk tolerances, monitors accounts continuously, and rebalances as needed; portfolio management fees are charged as a percentage of assets while financial planning for managed clients is offered without an additional charge and consulting is available on a fixed-fee or hourly basis. Its investment work combines fundamental analysis with both long- and short-term purchase strategies and occasional frequent trading, and the firm notes that tax efficiency is not a primary objective unless specifically agreed.

Notable distinctions include the firm’s integration of tax preparation as a separately offered service and the lead advisor’s Personal Financial Specialist (PFS) credential, indicating formal tax and accounting expertise; the brochure also discloses the advisor’s management of modest family rental real estate holdings as an outside business activity. The firm routinely requires custody and trade execution through Charles Schwab’s institutional platform (including reliance on Schwab’s services tied to a $10 million asset threshold) and discloses the ability to advise in less common vehicle types for a firm of this size, such as REITs, limited partnerships and oil-and-gas partnerships.