Modesto Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,158,742
Clients
12
58% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$346,562
About
The firm serves individual investors, high-net-worth individuals, and businesses, providing discretionary asset management, comprehensive and ongoing financial planning, and retirement-plan advisory services. It also acts in ERISA plan roles, offering both limited-scope 3(21) fiduciary advice and full discretionary 3(38) investment manager responsibilities for qualified retirement plans.
Investment programs are tailored to each client’s goals, time horizon, and risk tolerance and emphasize strategic asset allocation and mutual fund/ETF analysis, with discretionary authority to implement trades and periodic rebalancing. Accounts are reviewed at least quarterly, with monitoring for allocation drift, tax-loss harvesting opportunities, and plan-level reporting for ERISA clients.
Compared with peers of similar scale, the firm’s combination of public seminars and workshops with formal pension consulting is an uncommon service mix for a small independent adviser. The brochure also discloses limited custody through standing letters of authorization and a compact client base—approximately 12 client households and about $4,158,742 in discretionary assets—reflecting a concentrated operational model that integrates participant education and plan oversight alongside individual portfolio management.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Occupation focus
Founder/Business Owner
Fee options
Financial planning fixed fees range from $500 to $10,000; seminars/workshops $50 to $120 per attendee; ongoing financial planning quarterly fee $125 to $2,500
1.0% annually, negotiable
$150 per hour for financial planning consultation services
Main office location
Modesto Capital
Elkins Park PA, United States
Number of offices
1
Most active in
Modesto Capital has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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