MJC Financial Fitness LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,801,249
Total clients
15
20% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
15
Average account size
$120,083
About
The firm provides financial planning and investment management to individual clients through a combined "Holistic Financial Fitness" offering as well as standalone investment management and project-based financial coaching. Services include comprehensive planning analyses (cash flow, retirement, insurance, college, estate) and ongoing portfolio supervision tailored to each client’s goals.
The firm develops client-specific investment policy statements and uses fundamental analysis to construct portfolios, while also employing third‑party managers and digital investment platforms (including Envestnet, Betterment, and Altruist) when appropriate. Accounts are reviewed periodically (quarterly) and the adviser monitors plans throughout the year, with the ability for clients to impose reasonable investment restrictions and to receive periodic performance reviews.
Noteworthy features include the firm’s small scale—managing roughly $1.8 million for a limited client roster—which supports a project‑based coaching option and fixed‑price planning packages alongside asset‑based management. The firm is fee‑only, discloses that it receives client referrals from lead‑generation/solicitor arrangements (including SmartAsset), and uses a mix of robo/advisor and traditional custodial relationships; it also does not vote client proxies and generally does not take custody beyond fee withdrawal.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Financial coaching packages: $495 for 3 months (6 sessions), $995 for 6 months (12 sessions)
$0 - $500,000: 1.00% $500,001+: 0.70%
$150 per hour
Account minimum: $1.00 Fee-only: Fees based on asset under management percentages and fixed fees for project-based financial planning; no commissions received.
Main office location
MJC Financial Fitness LLC
Chicago IL, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
X
Instagram
Website
(312) 210-0665
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")